If you are a first time homeowner, or are purchasing a home after a major life change such as marriage or having children, what should you consider to be sure your new home can grow with your changing family? The time and effort that go into purchasing and decorating a new home, not to mention finding it in the first place, means that you’ll want to ensure that your home will be right for you and your family for years to come.
The traditional view of home ownership usually includes a married couple, but times have changed, and more and more single women are entering the housing market.
When we think of selling a home, the services a REALTOR® can provide usually seem worth the cost of their commission, but what about as a buyer? What can a REALTOR® do for you as a home buyer, and is the commission worth the services they can provide? Here are five great reasons you should hire a REALTOR® when you are in the market for a new home!
REALTORS® Can Help You Determine Your Budget—With a few simple pieces of information, a REALTOR® can help you pre-determine what kind of budget you may be looking at for your new home, and can match you with potential lenders that are right for you.
You’ve gone to countless open houses, searched online for months, and have finally found the house of your dreams, but before signing your name on the dotted line there are a few key steps you should not overlook.
Always dreamed of renovating a home exactly to your specifications, or have you found an older house that is structurally sound but needs a lot of work inside? Perhaps the price is right and you can’t resist all that house you can get for your money.
So you have found the home of your dreams, it has all the features you want, and it is in the right neighborhood.
Now that you’ve signed all the paperwork and your loan is approved, it’s time to move in.
Choosing A REALTOR® You Can Trust
When it comes to shopping for a home, especially if you are buying for the first time, having an agent on your side is extremely helpful.
Finding A Neighborhood With Great Schools
If you have children, or even if you don’t yet but plan to in the future, schools are something you will need to take into consideration when you search for a new home.
When it comes to a home, you have two options: buy or rent.
When To Consider Raising Your Home Buying Budget
Setting a budget for your home purchase is an important decision.
Examining A Home Objectively: What Matters And What Doesn’t
Everyone heads out to look at potential homes with a list of the things they want in a house, and a list of the things they definitely do not want.
The process of purchasing a home can be a complicated and stressful experience, but if you have to purchase a new home in another city the experience can become even more complicated.
Whether it’s the character and charm of an older home with its original features, hardwood floors, and wood burning fireplace, or the quaint historic feel of the neighborhood in which it is found, there is a certain appeal to older property.
As the old saying goes, real estate is all about location, location, location.
Homeowner’s Associations: What You Need To Know
As you begin looking for a home to purchase, you will start to come across houses that have a homeowner’s association.
Most people who are in the market for a new home are aware of the costs associated with purchasing a home and moving, but closing costs can be expenses that may be overlooked, especially for first-time home buyers.
Selecting Homeowner’s Insurance
One of the many things you will have to think about while you are in the process of buying a new home is the insurance you will need to protect it.
Now that you’ve made the decision to purchase your first home, a hearty congratulations is in order! Becoming a homeowner, especially for the first time, can stir up some feelings of anxiety and excitement.
Should You Consider A Condominium Or Townhome?
If you are buying a new home on a tight budget, one of the options that will come to your attention is purchasing a condominium or townhome instead of a standard single family home.
While it may be nice to have a home with five bedrooms, an eat-in kitchen, and a four-car garage, how many of us really need this much space? The best approach is to look at a few particular aspects of your life and lifestyle to make the right choice.
Once you’ve made the decision to buy a home, it’s time to start thinking about what comes next.
When it comes to buying a home, the ability and willingness to negotiate is a must for both the buyer and seller.
When it comes to buying a home, having bad credit is not the end of the world.
Making An Offer: Negotiating Your Buying Price
There is perhaps no more exciting and nerve-wracking time in the home buying process than when you decide to make an offer on a home.
When purchasing a home, especially for the first time, you are going to encounter a lot of terms and jargon you may never have heard before.
A home warranty plan, also known as a home protection plan, is a service contract that offers homeowners a way to safeguard themselves against possible breakage or a malfunction within the home.
How Much Yard Do You Need?
You probably have spent a good deal of time considering how much space you need inside your home, but what about how much space you need on the outside of it? House hunting with an idea of the square footage you are seeking is a good idea, but in addition to that you should have an idea of how much yard space you will need around your new dwelling as well.
The process of selling your home at any time of the year can be a stressful experience, but if you are trying to sell your home during the busy holiday season it may seem to be almost impossible.
The Downside To A Sale By Owner
In tough economic times, saving the money that you would have to pay a real estate agent to help you sell your home can be a tempting idea.
So you have decided that you are going to sell your home.
What Season Is Best To Sell?
So you are ready to sell your house, but you look out the window and see several feet of snow on the ground.
When listing your home with a REALTOR®, you will be required to sign an agreement.
You would never dream of inviting guests to your house without making certain preparations, so don’t invite potential buyers without first making the necessary updates by preparing your home to sell.
In addition to location and condition, the asking price of a home is at the top of the list of important considerations.
Whether the initial love has faded, or your home just doesn’t work for you and your family anymore, deciding between selling your home and remodeling can sometimes be a difficult decision.
There are a number of reasons why you may need to sell your home in a buyer’s market, and though getting the most for your home in that situation may seem impossible, there are several strategies you can use to get the best offer for your home.
Should You Show An Empty Home?
If you have already moved out of the house you are selling, you generally have two choices.
The process of selling your home can be a stressful and time-consuming event.
If you’re selling your home, there are a number of things you can do to improve your property’s potential value and appeal.
An open house is one way that REALTORS® attempt to expose a home to multiple buyers at once.
Here are the most common mistakes people make when selling their property.
Negotiating With A Buyer
Depending on the market in which you are selling, your position in the negotiations with a potential buyer can be either a very comfortable one or a difficult one.
If you are thinking of putting your home up for sale, or already have your property listed, you may want to consider hosting an open house as part of your marketing strategy to get your home sold.
Selling your home can cause potential anxiety about your personal privacy.
Anything that could be potentially harmful to the new occupant or the home itself must be addressed in the seller’s disclosure.
Selling A Home When You Have Kids
Selling a home is stressful for everyone, and having young children in the house can add to the stress for the parents.
Simple Ideas To Make Your Home More Welcoming To Buyers
It may seem obvious, but many sellers fail to recognize that a home that feels, looks, and smells welcoming and homey will more likely raise a buyer’s interest when they come for a showing.
When we have pets, they quickly become a part of our family.
How Long Should You Keep Your Home On The Market?
Many a home seller has been there—the house has been on the market for months and there is no sign of a sale.
Showing your home is essential in the real estate business.
If you want potential home buyers to fall in love with your house, they first have to know it’s for sale.
If you are selling your home and are motivated to get the deal done quickly, you may be tempted to accept a low bid.
Five Things You Should Put In Storage While Selling Your Home
When your home is on the market but you are still living there, you can’t very well make it a model show home.
When a homeowner lists their house with a REALTOR®, they may choose to store their house keys in the lockbox for easy access for the REALTOR® showing the home.
Home And Garden
Your home is your haven and, as such, it should be a place where you feel safe.
Sealing Your Windows And Doors Against Leaks
When it comes to making sure your home is energy-efficient as well as keeping it at a comfortable temperature throughout the year, there are few things as simple as looking to your windows and doors to make a big difference.
Simple Ways To Add A Splash Of Color To Any Room
If you are feeling a lack of color and vibrancy in your décor, but don’t have a lot of time or money to put into redecorating, you can still make a big difference.
Moving can be a stressful time, however, there are several things that you can do to make your move a smooth one.
Homeowners who are thinking of selling are often warned against choosing bright and bold paint colors for their walls.
Whether you have just bought your first home or have been a homeowner for some time, chances are that at some point you will be faced with home repairs.
Bird watching is a popular past time that is shared by many, but what if watching your fluttering friends was as simple as peeking into your backyard? Thanks to a few landscaping techniques, you can trade in your binoculars for a lawn chair and enjoy bird watching from the convenience and comfort of your own home.
Whether it is a romantic dining room or a home office, finding the right lighting for each space in your home is essential to making it functional and inviting.
If you love your lawn, it’s only natural that you would want to give it the proper care to help give it a healthy appearance.
Maintaining Air Quality In Your Home
Whether you have allergies or simply prefer knowing that the air in your home is as clean as you can make it for better health, achieving and maintaining good air quality is an important issue.
Believe it or not, your garage is not only made to house your automobiles.
If you have the islands on your mind, you will be glad to know that you can bring the charm and decor of your favorite tropical paradise into your own backyard.
To clean your home is to free it from dirt, pollutants and other elements.
When it comes to watering your lawn, the who, what, when, where and why rule applies.
Let’s face it.
Long gone are the days of plastic vertical blinds and grandma’s lacy curtains.
When choosing a style of furnishing, color scheme, or fabrics for your new home, or when redecorating a room, plants often do not immediately spring to mind when considering what you need to complete your space.
If you are like most people, dust is a part of life.
Whether you are looking to sell your home or just think it’s time for a new look to improve your curb appeal, giving your front porch a makeover is an easy and inexpensive way to give your home’s exterior a fresh look.
Whether it’s spring, summer, fall or winter, it’s important to take the necessary steps to keep your home standing tall every day.
When you are planning to sell your home, a bathroom remodel may be one of the best places to increase your home’s value.
It’s a known fact that the majority of accidents occur at home, which is why every household must be equipped with a first aid kit complete with all of the essentials needed to handle life’s unexpected and unfortunate events.
Solar Lighting For Your Yard
One of the simplest, most economical and also eco-friendly ways to provide lighting in your yard is to use solar lights.
When you save on energy, you also save money.
When the temperature outside begins to fall, our heating bills quickly start to rise.
As a homeowner, you can use a number of landscaping design tips to make your house look just as polished on the outside as it does on the inside.
Storage Solutions For Your Child’s Toys
If you have children, you know how quickly they can accumulate toys and other items.
When it comes to decorating your home, there’s a lot more to consider than simply coordinating your window treatments with your carpet.
The Best Ways To Reduce Your Water Bill
Although a lot of the energy efficiency efforts tend to be focused on saving on electricity bills, you can also save a lot of money on your water bill and save water, too, with only a few simple steps.
As adults, we often assume that gardening is designed exclusively for us.
These days, a home theater is one of the most popular trends in the nation.
Let’s face it, most of us have at some point thought about the luxury of spending relaxing and romantic evenings soaking in our very own hot tub.
Give Your Old Furniture New Life
Old furniture doesn’t have to be put aside if the basic structure is still in good condition.
If you are planning to entertain outdoors, then you may also be considering the addition of an outdoor music system to help complete your theme.
A barbeque is an outdoor meal or party at which food is prepared on a rack over a grill.
Using Your Fireplace Safely
A fireplace is a great feature in any home, and can create that warm, homey feeling on a cold winter evening that every homeowner dreams of.
Now that you’ve decided to purchase a new home, it’s important to know what to expect throughout the loan process.
Once your loan is approved, you will be ready to take the final step that will lead to the door of your new home.
Congratulations! Now that you have found the perfect home, all that’s left is getting the perfect mortgage.
Finding the perfect home is a task, but shopping for the best home loan can be even more tedious.
Can You Buy A Home With No Down Payment?
Coming up with a down payment in today’s economy can be difficult.
One of the most important factors to consider when buying a new home is affordability.
If you’re facing an upcoming rate change on your adjustable rate mortgage, you may be a bit worried.
First Time Buyer Loan Tips
For first time buyers, the mortgage loan process can seem complex and confusing.
A reverse mortgage is a financial option available to seniors which allows them to free up some of the accumulated equity in their home.
Interest Only Loans: What You Should Know
Of the many different types of home loans out there, interest only loans are one of the more unusual types.
There are a number of factors that can contribute to the affordability of a house and, as a potential homebuyer, it’s important that you know what type of mortgage payments are within your budget.
Finding your credit rating can be an intimidating task, but for anyone hoping to purchase a home it is a necessary step.
The decision to purchase a home can be an exciting but sometimes confusing undertaking.
FHA Loans: What They Are And Who Qualifies
In your house hunting you may have come across a mention of FHA loans.
If you are a first time homebuyer, navigating all the new information about homeownership, the home buying process, and mortgages can seem overwhelming.
Tips For Qualifying For a Better Interest Rate
When it comes to a home loan, the interest rate is a very important factor.
Insurance And Property Taxes: Should You Add Them To Your Mortgage Payment?
When you buy a home, the mortgage payment isn’t the only regular expense you will have to consider.
All About Home Equity Loans
You have probably heard a lot about home equity loans if you have spent any time at all looking at home financing options.
Celebrating New Year’s Eve With Children
Partying until midnight may not be in the cards for you come New Year’s Eve if you have small children.
Halloween can be one of the most child-like and fun holidays of the year.
With times being as tough as they are, finding the money to make a special Valentine’s Day for your sweetheart can be difficult.
New Year’s is a great time to host a party for friends and family.
A mother is someone who looks after you, takes care of you when you are sick and is always there to show you just how much she loves you.
Preparing Your Home For Holiday Guests
It’s wonderful having friends and family at your home to share the holidays, but it can also be a lot of work.
Easter is often left out when thinking of holiday decorating, but since it is also the beginning of the spring season it is a great time to freshen up your home and add some of the lively and vibrant colors of the season.
If you are throwing a St.
Fabulous Homemade Halloween Costumes
Halloween is the time of year when you can dress up as just about anything you want to be.
Thanksgiving is an annual national holiday commemorating a harvest festival celebrated by the Pilgrim Fathers in 1621.
Christmas is probably one of the easiest times of the year to use environmentally friendly decorating ideas, and given the more traditional decorating trends for the season and the ever increasing need for all of us to contribute to making the planet a greener place, it’s never been easier.
Every year, children enjoy festivities that include the coloring of Easter eggs, annual egg hunts and other activities that have emerged through the years as a growing holiday tradition.
On October 31 of every year, children around the nation enjoy carving jack-o-lanterns, dressing up in their favorite costumes and going out trick-or-treating for candy and treats.
The traditional Chinese New Year is becoming more and more a celebrated festival around the world, and it is a really great way to celebrate Chinese culture or just have fun with friends and family.
Valentine’s Day Crafts For Kids
Valentine’s Day is all about love—and not just between couples! Kids love to get in on the action, and creating fun Valentine’s crafts to share is a great way to let them have a good time and make something they can give to friends and family to show their love on this special day.
Halloween is a great time of year to let the creativity go wild, and when decorating for this fun and family-oriented holiday, it really wouldn’t be complete without a jack-o’-lantern or two! While carving pumpkins is the traditional way to create a jack-o’-lantern, if you have young children or kids who want to create jack-o’-lanterns without adult supervision, then it can be a dangerous and risky craft idea.
Holiday Meal Ideas You Can Prepare Ahead Of Time
Preparing large holiday meals for a crowd is time consuming and a lot of work, too.
A Mother’s Day Menu Your Kids Can Prepare
Mother’s Day is the perfect time for your children to show their love and appreciation for everything Mom does by preparing her a simple but delicious meal she will really appreciate.
Thanksgiving marks the beginning of the holiday season, a time spent with family and friends.
Planning The Perfect Memorial Day Barbeque
While the focus is often on the Fourth of July when it comes to backyard celebrations, Memorial Day is often a popular choice as well.
Whether it is Thanksgiving or Christmas, a small family gathering or a huge party, cooking the perfect turkey for the holidays is every chef’s goal.
Every June, we celebrate our love for dad with Father’s Day and, although we don’t always know exactly what gift to give that could possibly express our gratitude, it is possible to get him something that he will love.
Every year, Valentine’s Day serves as a celebration of love, happiness and a commitment to those that you cherish.
On December 31 of every year, the world celebrates New Year’s Eve.
Independence Day is a great opportunity to get your neighborhood together to celebrate our great nation, and what could be more American than the block party! It is a great and inexpensive way to get to know your neighbors and add a more traditional community feel to your street.